Your Local Mortgage Broker

Whether you’re a first time home buyer or a seasoned real estate investor.
If you need some general advice or detailed loan strategies.
Alex Lavender is one of the top rated mortgage brokers in Halifax & Dartmouth.

Mortgage Broker

Your Local Mortgage Broker

Whether you’re a first time home buyer or a seasoned real estate investor.
If you need some general advice or detailed loan strategies.
Alex Lavender is one of the top rated mortgage brokers in Halifax & Dartmouth.

FREE & Fast Mortgage Application

We work for you not the banks.

Our services are 100% free for traditional mortgages.

Ensuring that you get the lowest rate and the best service is our #1 priority.

Serving Halifax, Dartmouth, Bedford and anywhere in Nova Scotia. Get in touch today or see below for what options we offer.

Start Your Application:

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How Much Down Payment Are You Planning?

What Type Of Transaction Are You Doing?

What's Your Approximate Credit Score?

*This is not a credit check

Mortgage Application Results:
Congrats, You're Able To Secure A Top Grade Mortgage Rate!
You have successfully started your FREE mortgage application, how easy was that? Don't worry we will not do a credit check until Alex Lavender contacts you. Expect to hear back from Alex Lavender in the next day or so, we're already reviewing your application
Congrats, You're Able To Secure A Good Mortgage!
Even though you may not have the best credit score, there are still options available to you! Alex Lavender will reach out to you shortly to discuss your options.

Congrats! You're 1 Step Away From Your Results 🎉

Bad Credit

  • All credit scores accepted
  • $100,000 minimum property value
  • Purchases – 20% down payment required
  • Refinances – up to 80% of the house value

Learn more about our bad credit mortgages here.

Pre-Approvals

  • Fast pre-approval letters
  • Find out what you qualify for
  • Discuss different options
  • Guidance for improvement if you can’t qualify

Learn more about our mortgage approval process works.

Best Rates

  • Minimum credit score of 600
  • Down payment starting at 5%
  • Employment required
  • House price must be at least $100,000

Contact a mortgage specialist today to learn more about getting the best rates. Or learn about our private mortgages here.

Why Use A Broker?

A mortgage broker saves you a lot of time (and headaches) by getting mortgage approvals & rates for you!
You’ll be able to compare and contrast the different mortgages from a wide variety of lenders.

Get the best rate today! Start your application with Alex Lavender:

How Mortgage Brokers Work:

  • FREE to use, we work for you, not the banks. Giving you the ability to choose between multiple lenders and compare rates side by side.
  • Mortgage expertise, by working with a variety of lenders we have all the experience you need. We’ll do the heavy lifting to let you choose the loan that is the best for you!
  • Efficient, we use your information to pull real mortgage approvals from multiple lenders. You can get mortgage rates from all the banks and lenders all in one place.

Meet Alex Lavender:

Alex Lavender is and Accredited Mortgage Professional (AMP) the author of “Mortgages For Millennials” and has been providing services as a mortgage specialist for years.

He takes pride in helping Nova Scotians purchase their first homes, refinance their current homes, or obtain a loan when no other options are available.

Alex listens to your situation and uses the necessary information to provide you with a variety of options from different lenders, including the big banks.

Broker Testimonials

    5 star review  I’ve been a client of Alex Lavender and Clinton Wilkins team for a few years now and if you’re looking to buy your first home or have any questions at... read more

    thumb Debra Boucher
    4/17/2021

    5 star review  I couldn't speak more highly about Alex Lavander. We received the best possible support from Alex. Not only did he arrange all my papers with incredible precision and punctuality, but... read more

    thumb Novella Nicchitta
    2/26/2021

    5 star review  We bought our first house in September 2020. As a first time home buyer as well as a newcomer, we had so many questions. Even during a pandemic, Alex was... read more

    thumb G. Izmırlıoglu
    12/17/2020

Types Of Mortgages

Fixed

A fixed mortgage provides you the security of locking in an interest rate for the term of your loan. You will know exactly how much principal and interest you will be paying on the mortgage during the term.

Terms range from 6 months to 10 years, and most offer additional payments to pay down the principle.

Variable

A variable-rate mortgage allows you to take advantage of the current low interest rates. Most variable loans are below prime and can range from 1 – 5 years.

However the interest rate will fluctuate as the bank of Canada’s prime rate changes.

Open

An open mortgage allows you the flexibility to pay off a portion or the full principle amount at any time. Interest rates are usually higher for open mortgages and are tied to the bank’s prime rate.

There are no penalties for paying off the full outstanding amount with this type.

Commonly Asked Questions

Mortgage Calculator

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5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Fast & Free Mortgage Application

We work for you not the banks.

Our services are 100% free for traditional mortgages.

Ensuring that you get the lowest rate and the best service is our #1 priority.

Serving Halifax, Dartmouth, Bedford and anywhere in Nova Scotia. Get in touch today or see below for what options we offer.

Inquire Here