Alex Lavender | Mortgage Broker
902-334-0755 or

Your Mortgage Broker - Alex Lavender

Fast, Free and Fun Mortgage Approvals

Whether you’re a first time home buyer or a seasoned real estate investor, your mortgage broker is here to help.

Alex Lavender works for you not the banks, and our services are 100% free for traditional mortgage broker. Ensuring that you get the lowest rate and the best service is my #1 priority.

From Halifax To Dartmouth To Anywhere In Nova Scotia. Get in touch today or see below for options that we offer.

Mortgage Broker Requirements

Bad Credit

Mortgage brokers can accept all credit scores. – Bankruptcies and consumer proposals must be discharged first – House price must be at least $100,000 – Down payments starting at 20%Learn about our bad credit mortgages here.

Qualify Today

– Credit score of 650+ – Must have 1.5% of the house price for closing costs – Property must be over $75,000 – Not available for mobile / mini homes – Not available if you already own a propertyLearn how our mortgage approval process works.

Traditional Mortgage Broker

– Access to lowest rates
– Credit Score above 600
– Down payment of 5% (can come for alternative sources such as gift or borrowed off a credit line)
– Employment required


– Stated income verification when tax return income is not sufficient – Down payment of 5% – Minimum credit score of 600 (less than 600 is 20% down)Read more about our self employment mortgages.

Mortgage Plus Improvements

– Roll your construction costs into your mortgage
– Or get a mortgage for a new construction

Read more about our mortgage plus improvements here.

House Size

We can provide a pre-approval for your loan before you purchase a property. Fill out our form to get started with your approval today.

Alex Lavender is happy to take a look at your case and find the best options out there.

Meet Alex Lavender, Mortgage Specialist

Alex Lavender has been specializing as a mortgage broker for years. 

He takes pride in helping Nova Scotians purchase their first homes, or refinance their current homes. 

Alex listens to your situation and uses the necessary information to provide you with a variety of options, even options from the big banks.

Mortgage Solutions

Mortgage broker

Bad Credit

Good credit but no down payment?Have a down payment but banks won’t accept your credit score?We have bad credit mortgage solutions for you.

Pre Approvals

We understand life happens. We can get you a pre approval for all credit scores.

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Stated income options instead of taxable income verification. Learn about the possibilities you can have with one of our self employed mortgages.


Build your own home with as little as 5% down. Learn about our construction and mortgage plus improvements.
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Broker Testimonials

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Amanda S.

“Alex was my hero. He went above and beyond to secure our mortgage when we found our dream home. He walked through the process with us step by step which made it a lot less overwhelming. He was there for us literally any time of day via email or phone. if you’re looking for a no-hassle, friendly and supportive broker…Alex is your guy.”

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Cindy E.

“Alex has been a Godsend to us. After being denied from several banks, Alex assured us we were in good hands, and he wouldnt stop until he helped us get the approval we required to purchase our home. We can’t say enough about how reliable, easy going yet professional he has been. Thanks Alex. You will always come highly recommended from us!”

Alex Lavender - Mortgage Broker Reviews

Mortgage Broker

Alex Lavender

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A perfect score can’t be wrong, can it?

Get Your Dream Home

It’s time to sit down and talk, allow me to get you into your new home as I have done with so many happy clients.

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Mortgage brokers are extremely common among first time home buyers. A mortgage broker works with many lenders including major banks, small lenders and private lenders. Which means they have access to better rates, and more variety of mortgage types.

Mortgage brokers act as a resourceful intermediary on behalf of individuals. Your broker will research and present to you a variety of different mortgages. From big banks to private lenders, which will let you compare the best rates that you can get.

Here’s what you should look for in a mortgage broker. Know the average time to closing, third party fees and lender fees, and the cost or timeline to lock in your mortgage rate. If you are curious about a broker reach out and talk to them, see if you enjoy their service that’ll give you a good idea if you want to work with them.