Alex Lavender - Mortgage Broker
Alex Lavender
Mortgage Broker
Fast, Free and Fun Mortgage Approvals
Whether you’re a first time home buyer or a seasoned real estate investor, we are here to help.
We work for you not the banks, and our services are 100% free for traditional mortgages. Ensuring that you get the lowest rate and the best service are my #1 priority.
Your mortgage broker, serving Halifax to Dartmouth to anywhere in Nova Scotia. Get in touch today or see below for options that we offer.
Inquire Here
Mortgage Broker Products
Bad Credit
- All credit scores accepted
- House price must be at least $100,000
- Purchases - minimum down payment of 20% required
- Refinances - up to 80% of the house value
Learn more about our bad credit mortgages here.
Pre-Approval
- No obligation mortgage broker expert advice
- Find out what you can qualify for
- Discuss different mortgage options
- Guidance provided if you can't qualify yet
Learn more about our mortgage approval process works.
Best Rates
- Minimum Credit Score of 600
- Down payment starting at 5%
- Employment required
- House price must be at least $100,000
Contact a mortgage broker to learn more about the getting the best rates. Or learn about our private mortgages here.
Self-Employed
- State income verification when tax return income is not sufficient
- Down payment starting at 5%
- Minimum credit score of 600
- Less than 600 credit score requires 20% down payment
Learn more about our self-employed mortgages.
Purchase + Improvements
- Roll your renovation costs into your mortgage
- Up to $40,000 of renovations
- 120 days to complete the work
- Not available for appliances
Read more about our mortgage plus improvements here.
Construction
- Self-built or contractor-built
- Use as little as 5% down
- Land can be used as a down payment
- Minimum 650 credit score
Contact Alex Lavender to learn more about the mortgage broker requirements for construction mortgages.
Meet Alex Lavender, Mortgage Specialist
Alex Lavender is the author of “Mortgages For Millennials” and has been providing expert advice as a mortgage broker for years.
He takes pride in helping Nova Scotians purchase their first homes, refinance their current homes, or obtain a mortgage when no other options are available.
Alex listens to your situation and uses the necessary information to provide you with a variety of options from different lenders, including the big banks.
Mortgage Solutions
Bad Credit
We understand life happens and we are here to help. No matter what your credit score we have options available through alternative lending options.
Read about our bad credit mortgage options.
Traditional Mortgage
We have access to a wide array of lenders to find you the perfect mortgage. We provide you with not only the best rates but the best terms custom tailored for your situation.
Self-Employed
Construction
Broker Testimonials
We bought our first house in September 2020. As a first time home buyer as well as a newcomer, we had so many questions. Even during a pandemic, Alex was... read more
G. Izmırlıoglu12/17/2020
We used Alex for our mortgage this summer. I cannot say enough positive things about Alex and our experience when dealing with him. Alex is very knowledgeable and professional and... read more
Emilie Brennan12/14/2020
As a first home buyer I was completely lost. I had many questions and I needed a person that I could trust. Alex explained things very clearly. I appreciated how... read more
Ilaria Pivi12/12/2020
Alex Lavender - Mortgage Broker Reviews
A perfect score can’t be wrong, can it?
Get Your Dream Home
It’s time to sit down and talk, allow me to get you into your new home as I have done with so many happy clients.
Mortgage brokers are extremely common among first time home buyers. A mortgage broker works with many lenders including major banks, small lenders and private lenders. Which means they have access to better rates, and more variety of mortgage types.
Mortgage brokers act as a resourceful intermediary on behalf of individuals. Your broker will research and present to you a variety of different mortgages. From big banks to private lenders, which will let you compare the best rates that you can get.
Here’s what you should look for in a mortgage broker. Know the average time to closing, third party fees and lender fees, and the cost or timeline to lock in your mortgage rate. If you are curious about a broker reach out and talk to them, see if you enjoy their service that’ll give you a good idea if you want to work with them.