Alex Lavender - Mortgage Broker

Alex Lavender
Mortgage Broker

Fast & Free Mortgage Approvals

Whether you’re a first time home buyer or a seasoned real estate investor. Or just need some general advice, your mortgage broker is here to help.

We work for you not the banks, and our services are 100% free for traditional mortgages. Ensuring that you get the lowest rate and the best service is our #1 priority.

Serving Halifax, Dartmouth, Bedford and anywhere in Nova Scotia. Get in touch today or see below for what options we offer.

Inquire Here

Mortgage Broker Products

Bad Credit

Learn more about our bad credit mortgages here.


Learn more about our mortgage approval process works.

Best Rates

Contact a mortgage specialist today to learn more about the getting the best rates. Or learn about our private mortgages here.

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Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Meet Alex Lavender, Mortgage Specialist

Alex Lavender is and Accredited Mortgage Professional (AMP) the author of “Mortgages For Millennials” and has been providing services as a mortgage specialist for years.

He takes pride in helping Nova Scotians purchase their first homes, refinance their current homes, or obtain a loan when no other options are available.

Alex listens to your situation and uses the necessary information to provide you with a variety of options from different lenders, including the big banks.

Types Of Mortgages


A fixed mortgage provides you the security of locking in an interest rate for the term of your loan. You will know exactly how much principal and interest you will be paying on the mortgage during the term.

Terms range from 6 months to 10 years, and most offer additional payments to pay down the principle.


A variable-rate mortgage allows you to take advantage of the current low interest rates. Most variable loans are below prime and can range from 1 – 5 years.

However the interest rate will fluctuate as the bank of Canada’s prime rate changes.


An open mortgage allows you the flexibility to pay off a portion or the full principle amount at any time. Interest rates are usually higher for open mortgages and are tied to the bank’s prime rate.

There are no penalties for paying off the full outstanding amount with this type.

Broker Testimonials

    5 star review  We bought our first house in September 2020. As a first time home buyer as well as a newcomer, we had so many questions. Even during a pandemic, Alex was... read more

    thumb G. Izmırlıoglu

    5 star review  We used Alex for our mortgage this summer. I cannot say enough positive things about Alex and our experience when dealing with him. Alex is very knowledgeable and professional and... read more

    thumb Emilie Brennan

    5 star review  As a first home buyer I was completely lost. I had many questions and I needed a person that I could trust. Alex explained things very clearly. I appreciated how... read more

    thumb Ilaria Pivi

Mortgage Solutions

Mortgage broker

Bad Credit

We understand life happens and we are here to help. No matter what your credit score is we have options available through alternative lending solutions.

Read about our bad credit mortgage options.

Halifax mortgage broker for homes

Traditional Mortgage

We have access to a wide array of lenders to find you the perfect product for you. We provide you with not only the best rates but the best terms custom tailored for your situation.

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Stated income options instead of taxable income verification. Learn about the possibilities you can have with one of our self employed mortgages.
home renovation mortgage


Build your own home with as little as 5% down. Learn about our construction and mortgage plus improvements program.

Other Mortgage Options


Learn more about our self-employed mortgages.

Purchase + Improvements

Read more about our mortgage plus improvements here.


Contact Alex Lavender to learn more about the requirements for construction mortgages.

Alex Lavender - Mortgage Broker Reviews

Mortgage Broker

Alex Lavender

A perfect score can’t be wrong, can it?

Commonly Asked Questions

Mortgage brokers are extremely common among first time home buyers. A mortgage broker works with many lenders including major banks, small lenders and private lenders. Which means they have access to better rates, and more variety of mortgage types.

Mortgage brokers act as a resourceful intermediary on behalf of individuals. Your broker will research and present to you a variety of different mortgages. From big banks to private lenders, which will let you compare the best rates that you can get.

Here’s what you should look for in a mortgage broker. Know the average time to closing, third party fees and lender fees, and the cost or timeline to lock in your mortgage rate. If you are curious about a broker reach out and talk to them, see if you enjoy their service that’ll give you a good idea if you want to work with them.

Get Your Dream Home

It’s time to sit down and talk, allow me to get you into your new home as I have done with so many happy clients.

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Our Mortgage Blog - Latest Posts

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Mortgages Explained

How long does a mortgage pre-approval last?

It is important to know the difference between an approval and a pre-approval for a mortgage. A pre-approval is based on estimates using theoretical figures for a property. An approval is for a specific property once an offer is made and is backed up with documentation to prove the information

Read More »