Alternative Lenders & Self Employed Mortgages
Whether you need an alternative mortgage lender or are looking for a self-employed mortgage. Alex Lavender is one of Nova Scotia’s top mortgage brokers and is here to help you purchase your first or next property!
Free Mortgage Approvals
Alex Lavender works for you, not the banks. We can provide alternative mortgage options for any credit score and we have a wide selection of alternative lending solutions to help.
As your mortgage broker Alex will provide a 100% free consultation to let you know what options are available.
Get in touch today or see below for what mortgage rates are available.
All credit scores accepted
Min $200,000 house purchase
Refinance up to 80% of house value
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Alternative Mortgage Lenders
We have lenders for alternative and traditional mortgage options for all sorts of situations. So whether you’re looking for a mortgage approval or pre-approval we can help!
Private Mortgage
Private mortgage lenders have realized that conservative lending rules by big banks exclude many people who CAN pay back their loans. That’s where private mortgages fill the gap.
Typically shorter term 1 – 3 years. This is a great solution for someone needing fast approval and financing for your dream home.
Private Mortgages
Mortgage Refinance
A mortgage refinance can be an ideal option when you want to consolidate debt, take out equity, or obtain funds for renovations or investments. You can access up to 80% of the value of your home and use the funds however you wish.
You may be able to obtain a lower interest rate which could keep your mortgage payments the same or less than you are paying down even with the addition of new funds.
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Self Employed Mortgages
We all know Halifax is a city of self starters and entrepreneurs. Big banks tend to have a lot of red tape when it comes to self employed mortgages. Our team can get you a mortgage that fits your entrepreneurial lifestyle.
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Mortgage Pre-Approval
Getting a mortgage approval has never been easier! Start your application today to get a pre-approval now. Even as an entrepreneur if you’re self employed you can still get a mortgage approval.
Alex Lavender
Meet Your Alternative Mortgage Broker
Alex Lavender is an alternative mortgage broker; Accredited Mortgage Professional (AMP) and the author of “Mortgages For Millennials”.
Working with Alex will save you a lot of time (and headaches) by getting multiple mortgage option and rates for you!
Alternative Mortgage Types
Committed to providing you with a wide range of services.
Alex Lavender
How Alternative Mortgages Work:
Alex’s mortgage services are free for you to use. You’ll get approvals from multiple lenders and can compare rates side by side.
Get mortgage expertise. Alex works with a variety of lenders and can help you evaluate the pros and cons of every mortgage option for your self employed mortgage needs.
What You SHould Know
Self Employed Mortgage FAQ’s
What is an alternative mortgage?
An alternative mortgage is any mortgage that is not a conventional home loan. Alternative lenders have different criteria than the big banks. Such as credit unions, monoline lenders and B-lenders.
Why would you get a non-conventional mortgage?
People want to get non-conventional mortgages for all sorts of reasons. Perhaps you could not get approved by a big bank, or you want to take advantage of more favourable options that monoline lenders can provide.
What are the 4 different types of alternative mortgages?
The four most common types of alternative mortgages are b-Lender mortgage, bridge financing, reverse mortgages and private mortgages.
Download Your Free Copy Of Mortgages For Millennials
Best selling author, and mortgage broker; Alex Lavender wrote Mortgages For Millennials for 1 simple reason. To help Millennials understand everything about getting a mortgage in Canada. Now Alex is giving his book away for free!
It’s the quick and dirty way for you to learn everything there is – without the hassle of spending hours going down the wrong rabbit holes online.
Download Now