Mortgages Explained - Latest Posts

Alex Lavender helps Nova Scotians get the best mortgage for your dream home. Whether you need a self employed mortgage or are looking to do construction with a mortgage plus improvements program, Alex can help. Or if you’re just looking for more information on mortgages checkout these blog posts for helpful tips. Alex is one of Halifax and Dartmouth's top rated mortgage brokers. Known for his kindness and flexibility he provides you with all the info you need to get the best rates!

Alex Lavender home buying progress halifax
Featured Article

A Guide to the Home Buying Process in Nova Scotia

Congratulations! You’re finally at a point where buying your first ...

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mortgage renewal with alex lavender in halifax

A Guide to Mortgage Renewal in Nova Scotia: Ensuring the Best Terms

Renewing your mortgage can be just as important as obtaining your initial loan. In Nova Scotia, understanding the nuances of mortgage renewal can help you secure better terms, lower interest rates, and save money over the long term. This guide will provide you with essential information to ensure you get the best deal when renewing ...
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benefits of using a local mortgage broker in halifax nova scotia

Benefits of Using a Local Mortgage Broker in Halifax

Buying a home is one of the most significant investments you will make in your lifetime. When it comes to securing a mortgage, the choices you make can have a profound impact on your financial future. In Halifax, choosing a local mortgage broker offers numerous advantages that can help you navigate the complexities of the ...
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home renovations, purchase plus improvements halifax nova scotia

Understanding Purchase Plus Improvements Mortgages

When buying a home, you might find a property that needs some updates or repairs. A Purchase Plus Improvements mortgage can be a great solution for these situations. However, this mortgage product is often misunderstood. This guide will explain how it works, the requirements, and how you can use it to buy and improve your ...
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term contracts in halifax novascotia

How Term Contracts Can Affect Your Mortgage Approval

Securing a mortgage while on a term contract can be more complicated than for those with permanent, full-time jobs. Lenders often see term contracts as less stable and more risky. However, understanding how term contracts affect mortgage applications can help you prepare and increase your chances of approval. This guide will explain the impact of ...
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first time home buyer nova scotia

First Time Home Buyer’s Guide For Nova Scotians

Are you a first time home buyer? Don’t be stressed! Alex Lavender is a Halifax local and author of the best selling book Mortgages For Millennials. He’s a mortgage broker that has helped thousands of Nova Scotians buy their first home. This first home buyers guide will break down exactly what the home buying process ...
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tips and strategies for boosting your credit score

Boosting Your Credit Score for Mortgage Approval: Strategies and Insights

Embarking on the path to homeownership is exciting, yet it can be daunting if your credit score is not where you’d like it to be. Understanding how credit scores are calculated and employing effective strategies to improve them is crucial when preparing for a mortgage. Let’s delve into essential tips to enhance your credit score ...
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getting a mortgage after bankruptcy or consumer proposal

Mortgage Approval After A Bankruptcy Or Consumer Proposal

If you’ve experienced bankruptcy or a consumer proposal, you might feel like the dream of owning a home is out of reach. But here’s some good news: it’s not the end of the road. Securing a mortgage after bankruptcy is challenging, but with the right strategy and a bit of patience, it’s totally possible. Let’s ...
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a guide to credit scores for mortgage approvals in canada

A Guide to Credit Scores for A Mortgage Approval

Navigating the world of mortgages can often feel like decoding a secret language, especially when it comes to understanding credit scores. If you’ve been wondering about the intricacies of credit scores and how they impact your mortgage approval, you’re in the right place. Let’s dive deep into the world of credit scores and how they ...
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letter of employment for mortgage approval

Understanding the Letter of Employment for Mortgage Approval

Navigating the path to homeownership in Canada involves more than just saving for a down payment and finding the perfect property. One crucial step is providing a letter of employment for mortgage approval. This document plays a pivotal role in the mortgage application process, acting as a testament to your financial stability and ability to ...
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open mortgage vs. closed in canada

Open Mortgage vs. Closed in Canada: Pros and Cons

When it comes to selecting a mortgage in Canada, one of the first decisions you’ll face is choosing between an open mortgage vs. closed mortgage. Each type offers distinct advantages and limitations, tailored to different financial situations and long-term goals. This comprehensive guide explores the pros and cons of open and closed mortgages, helping you ...
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