- How to Get a Mortgage for Renovations as an Existing HomeownerRenovating your home is an exciting way to increase its value, improve functionality, or make it feel like new again. However, renovations can come with a hefty price tag, leaving … Read more
- How to Get a Mortgage Using a Gifted Down PaymentFor many Canadians, saving up for a down payment is one of the biggest challenges of purchasing a home. Fortunately, there’s a practical solution that can help make homeownership a … Read more
- 3 Ways to Get a Mortgage with No Down Payment in Nova ScotiaIn Nova Scotia, homeownership might seem out of reach if you lack immediate funds for a down payment. However, while Canada requires a minimum 5% down payment for residential properties, … Read more
- Bank of Canada Interest Rate Announcement Dates 2025The Bank of Canada plays a critical role in shaping the nation’s economy, with its interest rate decisions influencing everything from mortgage rates to business investments. Staying informed about the … Read more
- Pros and Cons of the New 30-Year Amortization Insured Mortgage in CanadaIn recent years, skyrocketing property prices in Canada have made it increasingly challenging for young Canadians—especially Millennials and Gen Z—to enter the housing market. In response, the government has introduced … Read more
- Canada’s New 30-Year Amortization Option for Insured MortgagesIn a significant policy update, the Government of Canada has introduced a 30-year amortization option for insured mortgages, effective December 15, 2024. This change is designed to make homeownership more … Read more